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FPIC Provides Broad Form Investigation Defense Coverage for Physicians

Florida Physicians Insurance Company (FPIC) has enhanced its legal defense coverage program to provide one of the broadest coverages available in the industry at no additional cost.

FPIC recognizes the fact that in the present climate of intense watchdog efforts by various federal, state and professional agencies, a physician may be the subject of numerous investigations that can result in exorbitant legal fees. The new program, Broad Form Investigation Defense, is offered as part of FPIC's professional liability insurance package and is designed to provide the policyholder with defense coverage in the event a physician is the subject of an investigation by any federal or state agency, professional, medical or healthcare-related organization.

"Liability insurance is designed to protect an insured and to protect them financially," says David Rader, president and CEO. "At FPIC we have gone the extra mile to ensure that FPIC physicians and other healthcare professionals receive the best coverage available. This coverage enhances our policy to include defense investigations by most regulatory agencies and credentialing bodies. FPIC gives its insureds peace of mind."

FPIC began providing the Broad Form Investigation Defense coverage September 1, 2000, for an additional nominal cost. Beginning January 1, 2001, this defense coverage will be included in all new policies and upon renewal at no additional cost.

FPIC, rated "A-" Excellent by A.M. Best, is one of the leading providers of professional liability insurance in the Southeast. Headquartered in Jacksonville, Florida, FPIC is endorsed by the Florida Medical Association, the Florida Dental Association and several county medical and specialty societies in Florida and Georgia.